Doctor in a white lab coat holding a stethiscope next to a word collage for medicare.

Cover Any Gaps With Medicare Supplements

Upon reaching age 65, you are entitled to the basic Medicare coverage. However, Medicare typically covers less than 65 percent of your annual health-care costs. At Flicek Insurance Agency of Montgomery, Inc. we can work with you to stay ahead of the Medicare shortfall.

What is Medicare Supplement Insurance?

Medicare Supplemental Insurance, also known as Medigap policies, covers "gaps" in your health insurance plan. These plans are designed to cover what your original Medicare doesn’t, along with helping cover large out-of-pocket medical expenses, deductibles, and co-payments. Essentially, these policies close the "gaps" in coverage to help you and other seniors manage health care costs.

These plans can also provide cash benefits to assist you in certain situations, such as high living expenses, loss of income due to illness or injury, and help with money to pay for medication.

Because there are numerous types of supplemental insurance, choosing the best plan to meet your needs can be overwhelming. Let the trained representatives at Flicek Insurance advise you about your available options. We are here to help.

Flicek Insurance’s agents are committed to offering a total array of insurance services to meet your needs. That is why we offer additional insurance coverage, to keep you protected in areas that your current policy does not. This lends peace of mind to you and your family during your retirement years.

We do not offer every plan available in your area. Any infonnation we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDlCARE to get infonnation on all your options.

Contact us to learn more.

We Live Where You Live…

Flicek Insurance Agency of Mongtomery, Inc.
100 Elm Ave SW
Montgomery, MN 56069

Main Office: 507-364-7919
Fax: 507-364-5049

Office Hours
Monday – Friday: 8am – 5pm
Saturday – Sunday: By Appointment