Your Home is Your Shelter, Your Homeowners Insurance Policy is Its Shelter
Home insurance covers a wide variety of dwellings and structures as well as items within those structures. Most home insurance policies include standard forms of coverage and provide basic, general protection. This protection is familiar to most homeowners, but in reality it does not provide complete home risk management. Many home buyers and existing homeowners simply do not know that basic coverage is not enough.
At Flicek Insurance Agency of Montgomery, Inc., we understand the risks that Minnesota homeowners face. Whether you rent, live in a condo, a manufactured home, or own your own house, we know how to protect against a wide-range of risks and offer the insurance solutions to do so. Our solutions involve on-going reviews that lead to flexible and adaptive policies, perfectly reflecting each homeowner’s unique needs and circumstances.
- Homeowners Insurance
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Property Insurance
- Landlords Insurance
- In-Home Business Insurance
- Homeowners Liability
- Backup Coverage
- Replacement Cost Coverage
What does a Flicek Home Insurance Policy Cover?
As a standard, home insurance policies usually include dwelling, personal property, liability protection, and guest medical protection. However, beyond these there is little protection from other liabilities in a general home insurance policy. This is where we come in.
Working with Flicek Insurance enables you to choose additional coverage options that more thoroughly protect your dwelling, your personal belongings, your family, and other valuable items now and in the future. You can add optional coverage to your policy, or can also purchase separate insurance policies that offer greater protection. Personal umbrella insurance, for example, protects your home far beyond what standard coverage will.
Flicek Insurance specialists have more than 40 years of combined experience delivering customized risk control solutions that meet individual needs and budgets. Call one of our insurance agents today to start building your own home insurance solution!
Renting Requires Insurance Too
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, water, or vandalism damages your belongings, it is unlikely that your landlord will pay to replace them.
At Flicek Insurance we know that you have invested a lot of time and money in acquiring your personal property, and we want to see to it that it is protected. Having a well developed Renters Insurance Policy, or Tenants Insurance Policy, in place can pay for the cost of replacing your belongings if they are damaged or stolen.
Whether you are renting your first place, or are upgrading to a new rental location, be sure to contact Flicek Insurance. Our agents are committed to working with you to design a renters insurance policy that ensures you get the options you want at a price you can afford.